Banks, mortgage companies and other legally responsible parties looking to find local foreclosure registration ordinances that may apply to them first should answer two quick questions: What defines “local,” and what type of specific ordinance might apply to my situation? The acronym VPRO (Vacant Property Registration Ordinances) became widely used in the housing industry following the market collapse of 2007. Many municipal and county governments adopted VPROs to combat spreading neighborhood blight, rising crime rates and diminished tax bases as the housing market and overall economy went into the tank. But the term VPRO may sometimes be misleading. Properties subject to foreclosure registration requirements do not necessarily have to be “vacant” in order to fall under ordinance jurisdiction. Because properties in various stages of default may still be occupied by mortgagors, they would likely still require registration although not “vacant.” Additionally, many local governments have also adopted other property registration ordinances that apply to multi-family housing units. Some ordinances apply to apartment complexes, other classifications of rental properties, even business and commercial buildings that have nothing to do with the nomenclature of “vacant.” Thus, the industry is now more accurately defining registration compliance with the more specific term, PRO (Property Registration Ordinances).